Ghana's Premier Business & Policy Journal
Banks remained profitable in the first half of 2026, but weaker interest income and a sharp rise in credit-related provisions reduced earnings and pushed key profitability indicators lower.
Falling yields are reducing investors’ earnings, making inflation, liquidity, risk and alternative investments increasingly important when deciding where to place money.
Ghana’s benchmark interest rates have fallen sharply, but the full cost of borrowing remains higher for some households and businesses because banks add customer-specific risks and charges when pricing loans.
The World Bank says Bank of Ghana interventions helped transform foreign exchange conditions after the cedi’s sharp appreciation in 2025. But renewed depreciation and a persistent parallel-market premium show that underlying pressures have not disappeared.
Finance Minister Cassiel Ato Forson has begun consultations with key ministries ahead of the programme’s planned rollout. The government says it will target jobs, wealth creation and growth driven by domestic production, but has yet to disclose its funding arrangements.
The price you pay for a litre of petrol is shaped by far more than the cost of crude oil. From the cedi-dollar exchange rate and international fuel prices to taxes, levies and distribution costs, we explain what really drives Ghana’s pump prices.
Fuel prices in Ghana are expected to rise marginally from Tuesday, 1 September, with petrol projected to increase by about 5% to GH¢16.21 per litre, according to COPEC. The expected increases come despite the Ghana cedi strengthening against the US dollar and a slight fall in global crude oil prices.
Ghana’s economy grew by 6% in 2025, its fastest annual expansion since 2019, before accelerating further in early 2026. But the World Bank says persistent poverty, weak job creation and infrastructure constraints threaten to limit the benefits of the recovery.
The Bank of Ghana says it is using artificial intelligence and machine-learning models to improve inflation and economic forecasts, while helping supervisors identify financial risks earlier.
The World Bank says more than half of Ghana's population remains in poverty, with widening regional disparities exposing a gap between headline economic growth and the living conditions of many citizens
Finance Minister Cassiel Ato Forson says Ghana has significantly reduced the share of government revenue used to service debt, creating more room for spending on infrastructure and social services.
Ghanaian exporters say lengthy registration and certification processes could prevent local businesses from cashing in on China’s newly expanded market access, and are demanding a one-month deadline for approvals.